What is no-fault insurance?
The state of Florida has a no-fault insurance law that will pay 80 percent of your reasonable and necessary medical bills and 60 percent of lost wages related to an accident. As it is no-fault, this coverage will apply regardless of fault. It is important to notify your insurance company as soon as possible after an accident, as your carrier may have grounds to deny you coverages if notice of the accident was not given to them in a timely fashion.